Bank-grade security · FDIC-insured partners

The simplest way to send, spend, and manage money.

One account for instant transfers, multi-currency balances and virtual cards — built for people and businesses that move fast.

12M+
accounts
$8.4B
moved yearly
190
countries

Live demo

Sandbox

Available balance

$4,850.50

$

Instant P2P transfers

Send to any @tag, email or phone in seconds — no fees between SwiftPay accounts.

Multi-currency wallet

Hold USD, EUR, GBP and CAD side by side and convert at transparent live rates.

Virtual debit cards

Spin up single-merchant cards, set limits and freeze them with one tap.

Merchant checkout

Accept payments online with a hosted checkout that converts on the first try.

"We replaced three payment tools with SwiftPay. Payouts that took two days now land before the meeting ends."

AC

Amara Chen

Founder, Northwind Studio

PCI DSS Level 1
SOC 2 Type II
GDPR compliant
FDIC pass-through